DATA LAB · RESEARCH & EVIDENCE
Explore the evidence behind motor insurance decisions.
Compare the findings, methods and source periods behind The Pricing Actuary’s Lens.
Start with a finding
7.9× spread between the 90th and 10th percentiles
Annualised mileage in the matched vehicle cohort. Explore the distribution and the two December snapshots.
Inspect MOT mileage →GEOGRAPHIC ROAD EVIDENCE · 2016–2025Do road outcome differences persist across areas?
Explore the released authority-level map and its later-year assessment. These are not postcode-level insurance claims.
Explore the map →Choose a Lab
How are Britain’s vehicles actually being used?
Mileage, vehicle age, propulsion and repeatability across years.
Explore the evidence →STATS19 Data LabWhat can police-reported road casualties establish?
Collision and casualty outcomes, with explicit exposure limits.
Explore the evidence →Postcode Risk LabWhat is postcode actually measuring?
Geographic components and persistence using published road and hazard evidence.
Explore the evidence →Connected Car Data LabWhat vehicle data can insurers actually access?
Documented OEM and aggregator routes, signals and coverage evidence.
Explore the evidence →Public Motor DataWhich other public sources are useful?
A register of supporting motor datasets in the approved release.
Explore the evidence →Data Observatory
How results reach the site
The Labs and Lens trackers read the same approved release. A failed update retains the last valid published findings.